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Legal

Terms of Service

Effective date: June 1, 2025  ·  Last updated: June 1, 2025

Investment disclaimer: ImpliedLens provides analytical tools and market data for informational purposes only. Nothing on this platform constitutes investment advice. Always do your own research and consult a qualified financial advisor before making investment decisions.

1. Acceptance

By accessing or using ImpliedLens ("the Service"), you agree to these Terms. If you do not agree, do not use the Service.

2. Description of Service

ImpliedLens is a stock analysis platform that provides market data, financial metrics, and analytical tools to self-directed investors. Data is sourced from SEC EDGAR, Yahoo Finance, and Finnhub. The platform is provided on an "as-is" and "as-available" basis.

3. Accounts

You must provide accurate information when creating an account. You are responsible for maintaining the security of your credentials. You must be at least 18 years old (or the age of majority in your jurisdiction) to use the paid features of this Service.

We reserve the right to suspend or terminate accounts that violate these Terms, engage in abuse, or are used for unauthorized commercial scraping.

4. Subscriptions and Billing

Pro subscriptions are billed on a monthly or annual basis through Stripe. The 7-day free trial requires a valid payment method. If you do not cancel before the trial ends, you will be charged the applicable subscription rate.

You may cancel at any time through the billing portal. Cancellation takes effect at the end of the current billing period — we do not offer prorated refunds for partial periods, except where required by applicable law.

We reserve the right to change pricing with 30 days' notice to active subscribers.

5. Acceptable Use

You agree not to:

6. Intellectual Property

The ImpliedLens platform, branding, and codebase are proprietary. Market data is owned by the respective data providers (Finnhub, Yahoo Finance, SEC EDGAR) and is subject to their terms. You may not reproduce, redistribute, or commercialize data obtained through the platform.

7. No Investment Advice

All content, analysis, and data on ImpliedLens is for informational and educational purposes only. Nothing here constitutes investment advice, a solicitation, or a recommendation to buy or sell any security. Past performance data shown on the platform is not indicative of future results. You are solely responsible for your investment decisions.

8. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, fitness for a particular purpose, or non-infringement. Market data may be delayed, incomplete, or contain errors. We do not warrant that the Service will be uninterrupted or error-free.

9. Limitation of Liability

To the maximum extent permitted by law, ImpliedLens and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including any investment losses, even if we have been advised of the possibility of such damages. Our total liability to you shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Governing Law

These Terms are governed by the laws of the United States. Disputes shall be resolved through binding arbitration on an individual basis, not as a class action.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance. We will notify active subscribers of material changes by email.

12. Contact

Questions about these Terms? Email support@impliedlens.com.